The median home in Lake Kiowa, Texas is valued at $520,407, down 1.1% year over year. Lake Kiowa is part of the Gainesville, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Gainesville, TX stress score, crash risk, and 12-month forecast →

Home Value$520,407

-1.1%

AFFORDABILITY

Enter your income for Lake Kiowa.

Income (annual)

Down Payment

$104,081 on $520,407

Out of reach — 58.6% of income

Need $156,943/yr to afford.

PITI$3,662

P/I58.6%

Afford$249K

Gap-$272K

P&I $2,631Tax $781Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Lake Kiowa with other housing markets across Texas.

Westlake$3067K Highland Park$2847K Westover Hills$2586K University Park$2375K Rollingwood$2252K West Lake Hills$1988K Bartonville$1362K Southlake$1256K

Full Gainesville, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Gainesville, TX metro.

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LAKE KIOWA, TX