The median home in Lancaster, Texas is valued at $267,505, down 4.4% year over year. Typical monthly rent is $2,160, producing a price-to-rent ratio of 10.3x — below the national average of 18x. Lancaster is part of the Dallas-Fort Worth-Arlington, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Dallas-Fort Worth-Arlington, TX stress score, crash risk, and 12-month forecast →

Home Value$267,505

-4.4%

Rent$2,160/mo

AFFORDABILITY

Enter your income for Lancaster.

Income (annual)

Down Payment

$53,501 on $267,505

Stretch — 32.1% of income

Above 28% but manageable with cuts.

PITI$2,004

P/I32.1%

Afford$234K

Gap-$34K

P&I $1,353Tax $401Ins $250

Buying $156/mo cheaper ($2,160 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Lancaster with other housing markets across Texas.

Westlake$3067K Highland Park$2847K Westover Hills$2586K University Park$2375K Rollingwood$2252K West Lake Hills$1988K Bartonville$1362K Southlake$1256K

Full Dallas-Fort Worth-Arlington, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Dallas-Fort Worth-Arlington, TX metro.

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LANCASTER, TX