Median home value: $274K (-6.8% YoY). Rent: $1,800/mo. Price-to-rent: 12.7x. Part of Austin-Round Rock-Georgetown, TX.
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Basic Zillow data only. For stress scores, AI analysis, and trends, Austin-Round Rock-Georgetown, TX metro page.
Home Value$273,798
-6.8%
Rent$1,800/mo
AFFORDABILITYRenting $174/mo cheaper ($1,800 rent)6.00% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Enter your income for Lockhart.
$54,760 on $273,798
Stretch — 31.6% of income
Above 28% but manageable with cuts.
PITI$1,974
P/I31.6%
Afford$243K
Gap-$31K
P&I $1,313Tax $411Ins $250
Home Buying Kit For Dummies (2025)Financing, negotiation, closing