Median home value: $103K (-4.5% YoY).
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.
Home Value$103,077
-4.5%
AFFORDABILITY6.00% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Enter your income for Lockney.
$20,615 on $103,077
Affordable — 14.4% of income
Under the 28% guideline.
PITI$899
P/I14.4%
Afford$201K
Room+$98K
P&I $494Tax $155Ins $250
Home Buying Kit For Dummies (2025)Financing, negotiation, closing