The median home in Lone Oak, Texas is valued at $276,473, down 5.4% year over year. Lone Oak is part of the Dallas-Fort Worth-Arlington, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$276,473

-5.4%

Prices falling — better for buyers.

Affordability

Enter your income for Lone Oak.

Income (annual)

Down Payment

$55,295 on $276,473

Example: $75,000 household income. Change it above to see your own.

Stretch33% of income

Above 28% but manageable with cuts.

PITI$2,063

P/I33%

Afford$235K

Gap-$42K

P&I $1,398Tax $415Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Lone Oak with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full Dallas-Fort Worth-Arlington, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Dallas-Fort Worth-Arlington, TX metro.

View Dallas-Fort Worth-Arlington, TX metro

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Lone Oak, TX