City

LOTT, TX

Waco, TX

Median home value: $196K (-4.1% YoY). Part of Waco, TX.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Waco, TX metro page.

Home Value$195,607
-4.1%
AFFORDABILITY

Enter your income for Lott.

$39,121 on $195,607
Affordable — 23.7% of income

Under the 28% guideline.

PITI$1,482
P/I23.7%
Afford$231K
Room+$35K
P&I $938Tax $293Ins $250
6.00% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Lott Housing Market | CrashWatch