The median home in Lott, Texas is valued at $195,607, down 4.1% year over year. Lott is part of the Waco, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$195,607

-4.1%

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$39,121 on $195,607

Example: $75,000 household income. Change it above to see your own.

Affordable24.5% of income

Under the 28% guideline.

PITI$1,533

P/I24.5%

Afford$223K

Room+$28K

P&I $989Tax $293Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Lott with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full Waco, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Waco, TX metro.

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Lott, TX