The median home in Lubbock, Texas is valued at $205,531, up 0.2% year over year. Typical monthly rent is $1,360, producing a price-to-rent ratio of 12.6x — below the national average of 18x. Lubbock is part of the Lubbock, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$205,531

+0.2%

Rent$1,360/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Lubbock.

Income (annual)

Down Payment

$41,106 on $205,531

Example: $75,000 household income. Change it above to see your own.

Affordable25.6% of income

Under the 28% guideline.

PITI$1,598

P/I25.6%

Afford$225K

Room+$20K

P&I $1,039Tax $308Ins $250

Renting $238/mo cheaper ($1,360 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Lubbock with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full Lubbock, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Lubbock, TX metro.

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