The median home in Lubbock, Texas is valued at $205,531, up 0.2% year over year. Typical monthly rent is $1,360, producing a price-to-rent ratio of 12.6x — below the national average of 18x. Lubbock is part of the Lubbock, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$205,531
+0.2%
Rent$1,360/mo
AFFORDABILITYRenting $238/mo cheaper ($1,360 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Enter your income for Lubbock.
$41,106 on $205,531
Affordable — 25.6% of income
Under the 28% guideline.
PITI$1,598
P/I25.6%
Afford$225K
Room+$20K
P&I $1,039Tax $308Ins $250
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Lubbock, TX analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Lubbock, TX metro.
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