City

MATAGORDA, TX

Bay City, TX

Median home value: $285K (+3.4% YoY). Part of Bay City, TX.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Bay City, TX metro page.

Home Value$284,834
+3.4%
AFFORDABILITY

Enter your income for Matagorda.

$56,967 on $284,834
Stretch — 32.7% of income

Above 28% but manageable with cuts.

PITI$2,043
P/I32.7%
Afford$244K
Gap-$41K
P&I $1,366Tax $427Ins $250
6.00% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Matagorda Housing Market | CrashWatch