The median home in Matagorda, Texas is valued at $284,834, up 3.4% year over year. Matagorda is part of the Bay City, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$284,834

+3.4%

Prices rising — worse for buyers.

Affordability

Enter your income for Matagorda.

Income (annual)

Down Payment

$56,967 on $284,834

Example: $75,000 household income. Change it above to see your own.

Stretch33.9% of income

Above 28% but manageable with cuts.

PITI$2,118

P/I33.9%

Afford$235K

Gap-$49K

P&I $1,440Tax $427Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Matagorda with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full Bay City, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Bay City, TX metro.

View Bay City, TX metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Matagorda, TX