The median home in Matagorda, Texas is valued at $284,834, up 3.4% year over year. Matagorda is part of the Bay City, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Bay City, TX stress score, crash risk, and 12-month forecast →

Home Value$284,834

+3.4%

AFFORDABILITY

Enter your income for Matagorda.

Income (annual)

Down Payment

$56,967 on $284,834

Stretch — 33.9% of income

Above 28% but manageable with cuts.

PITI$2,118

P/I33.9%

Afford$235K

Gap-$49K

P&I $1,440Tax $427Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Matagorda with other housing markets across Texas.

Westlake$3067K Highland Park$2847K Westover Hills$2586K University Park$2375K Rollingwood$2252K West Lake Hills$1988K Bartonville$1362K Southlake$1256K

Full Bay City, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Bay City, TX metro.

View Bay City, TX metro →

MATAGORDA, TX