The median home in McAllen, Texas is valued at $223,386, down 0.4% year over year. Typical monthly rent is $1,237, producing a price-to-rent ratio of 15x — below the national average of 18x. McAllen is part of the McAllen-Edinburg-Mission, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$223,386

-0.4%

Rent$1,237/mo

Prices falling — better for buyers.

Affordability

Enter your income for McAllen.

Income (annual)

Down Payment

$44,677 on $223,386

Example: $75,000 household income. Change it above to see your own.

Affordable27.4% of income

Under the 28% guideline.

PITI$1,715

P/I27.4%

Afford$228K

Room+$5K

P&I $1,130Tax $335Ins $250

Renting $478/mo cheaper ($1,237 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare McAllen with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full McAllen-Edinburg-Mission, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the McAllen-Edinburg-Mission, TX metro.

View McAllen-Edinburg-Mission, TX metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

McAllen, TX