The median home in McAllen, Texas is valued at $223,386, down 0.4% year over year. Typical monthly rent is $1,237, producing a price-to-rent ratio of 15x — below the national average of 18x. McAllen is part of the McAllen-Edinburg-Mission, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: McAllen-Edinburg-Mission, TX stress score, crash risk, and 12-month forecast →

Home Value$223,386

-0.4%

Rent$1,237/mo

AFFORDABILITY

Enter your income for McAllen.

Income (annual)

Down Payment

$44,677 on $223,386

Affordable — 27.4% of income

Under the 28% guideline.

PITI$1,715

P/I27.4%

Afford$228K

Room+$5K

P&I $1,130Tax $335Ins $250

Renting $478/mo cheaper ($1,237 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare McAllen with other housing markets across Texas.

Westlake$3067K Highland Park$2847K Westover Hills$2586K University Park$2375K Rollingwood$2252K West Lake Hills$1988K Bartonville$1362K Southlake$1256K

Full McAllen-Edinburg-Mission, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the McAllen-Edinburg-Mission, TX metro.

View McAllen-Edinburg-Mission, TX metro →

MCALLEN, TX