The median home in McKinney, Texas is valued at $476,790, down 6.6% year over year. Typical monthly rent is $1,667, producing a price-to-rent ratio of 23.8x — well above the national average of 18x. McKinney is part of the Dallas-Fort Worth-Arlington, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$476,790

-6.6%

Rent$1,667/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$95,358 on $476,790

Example: $75,000 household income. Change it above to see your own.

Out of reach54% of income

Need $144,686/yr to afford.

PITI$3,376

P/I54%

Afford$247K

Gap-$230K

P&I $2,411Tax $715Ins $250

Renting $1,709/mo cheaper ($1,667 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare McKinney with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full Dallas-Fort Worth-Arlington, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Dallas-Fort Worth-Arlington, TX metro.

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McKinney, TX