The median home in Midland, Texas is valued at $321,560, up 3.4% year over year. Typical monthly rent is $1,573, producing a price-to-rent ratio of 17x — near the national average of 18x. Midland is part of the Midland, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$321,560

+3.4%

Rent$1,573/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Midland.

Income (annual)

Down Payment

$64,312 on $321,560

Example: $75,000 household income. Change it above to see your own.

Out of reach37.7% of income

Need $101,057/yr to afford.

PITI$2,358

P/I37.7%

Afford$239K

Gap-$83K

P&I $1,626Tax $482Ins $250

Renting $785/mo cheaper ($1,573 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Midland with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full Midland, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Midland, TX metro.

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