The median home in Midland, Texas is valued at $321,560, up 3.4% year over year. Typical monthly rent is $1,573, producing a price-to-rent ratio of 17x — near the national average of 18x. Midland is part of the Midland, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Midland, TX stress score, crash risk, and 12-month forecast →
Home Value$321,560
+3.4%
Rent$1,573/mo
AFFORDABILITYRenting $785/mo cheaper ($1,573 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Enter your income for Midland.
$64,312 on $321,560
Out of reach — 37.7% of income
Need $101,057/yr to afford.
PITI$2,358
P/I37.7%
Afford$239K
Gap-$83K
P&I $1,626Tax $482Ins $250
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Midland, TX analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Midland, TX metro.
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