The median home in Montgomery, Texas is valued at $388,992, down 0.8% year over year. Typical monthly rent is $1,938, producing a price-to-rent ratio of 16.7x — near the national average of 18x. Montgomery is part of the Houston-The Woodlands-Sugar Land, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$388,992
-0.8%
Rent$1,938/mo
AFFORDABILITYRenting $862/mo cheaper ($1,938 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Enter your income for Montgomery.
$77,798 on $388,992
Out of reach — 44.8% of income
Need $120,000/yr to afford.
PITI$2,800
P/I44.8%
Afford$243K
Gap-$146K
P&I $1,967Tax $583Ins $250
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Texas
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Full Houston-The Woodlands-Sugar Land, TX analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Houston-The Woodlands-Sugar Land, TX metro.
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