The median home in Montgomery, Texas is valued at $388,992, down 0.8% year over year. Typical monthly rent is $1,938, producing a price-to-rent ratio of 16.7x — near the national average of 18x. Montgomery is part of the Houston-The Woodlands-Sugar Land, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$388,992

-0.8%

Rent$1,938/mo

Prices falling — better for buyers.

Affordability

Enter your income for Montgomery.

Income (annual)

Down Payment

$77,798 on $388,992

Example: $75,000 household income. Change it above to see your own.

Out of reach44.8% of income

Need $120,000/yr to afford.

PITI$2,800

P/I44.8%

Afford$243K

Gap-$146K

P&I $1,967Tax $583Ins $250

Renting $862/mo cheaper ($1,938 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Montgomery with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full Houston-The Woodlands-Sugar Land, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Houston-The Woodlands-Sugar Land, TX metro.

View Houston-The Woodlands-Sugar Land, TX metro

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Montgomery, TX