The median home in Mountain Home, Texas is valued at $486,380, down 6.0% year over year. Mountain Home is part of the Kerrville, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$486,380

-6.0%

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$97,276 on $486,380

Example: $75,000 household income. Change it above to see your own.

Out of reach55% of income

Need $147,386/yr to afford.

PITI$3,439

P/I55%

Afford$248K

Gap-$239K

P&I $2,459Tax $730Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Mountain Home with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full Kerrville, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Kerrville, TX metro.

View Kerrville, TX metro

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Mountain Home, TX