The median home in Odessa, Texas is valued at $244,427, up 4.6% year over year. Typical monthly rent is $1,537, producing a price-to-rent ratio of 13.3x — below the national average of 18x. Odessa is part of the Odessa, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$244,427
+4.6%
Rent$1,537/mo
AFFORDABILITYRenting $316/mo cheaper ($1,537 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Enter your income for Odessa.
$48,885 on $244,427
Stretch — 29.6% of income
Above 28% but manageable with cuts.
PITI$1,853
P/I29.6%
Afford$231K
Gap-$14K
P&I $1,236Tax $367Ins $250
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Odessa, TX analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Odessa, TX metro.
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