The median home in Odessa, Texas is valued at $244,427, up 4.6% year over year. Typical monthly rent is $1,537, producing a price-to-rent ratio of 13.3x — below the national average of 18x. Odessa is part of the Odessa, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$244,427

+4.6%

Rent$1,537/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Odessa.

Income (annual)

Down Payment

$48,885 on $244,427

Example: $75,000 household income. Change it above to see your own.

Stretch29.6% of income

Above 28% but manageable with cuts.

PITI$1,853

P/I29.6%

Afford$231K

Gap-$14K

P&I $1,236Tax $367Ins $250

Renting $316/mo cheaper ($1,537 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Odessa with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full Odessa, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Odessa, TX metro.

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