The median home in Panhandle, Texas is valued at $198,792, up 2.7% year over year. Panhandle is part of the Amarillo, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$198,792

+2.7%

Prices rising — worse for buyers.

Affordability

Enter your income for Panhandle.

Income (annual)

Down Payment

$39,758 on $198,792

Example: $75,000 household income. Change it above to see your own.

Affordable24.8% of income

Under the 28% guideline.

PITI$1,553

P/I24.8%

Afford$224K

Room+$25K

P&I $1,005Tax $298Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Panhandle with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full Amarillo, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Amarillo, TX metro.

View Amarillo, TX metro

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Panhandle, TX