The median home in Payne Springs, Texas is valued at $276,709, down 0.9% year over year. Payne Springs is part of the Athens, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$276,709
-0.9%
AFFORDABILITY6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Enter your income for Payne Springs.
$55,342 on $276,709
Stretch — 33% of income
Above 28% but manageable with cuts.
PITI$2,064
P/I33%
Afford$235K
Gap-$42K
P&I $1,399Tax $415Ins $250
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Athens, TX analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Athens, TX metro.
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