Median home value: $277K (-0.9% YoY). Part of Athens, TX.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Athens, TX metro page.
Home Value$276,709
-0.9%
AFFORDABILITY6.00% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Enter your income for Payne Springs.
$55,342 on $276,709
Stretch — 31.9% of income
Above 28% but manageable with cuts.
PITI$1,992
P/I31.9%
Afford$243K
Gap-$34K
P&I $1,327Tax $415Ins $250
Home Buying Kit For Dummies (2025)Financing, negotiation, closing