The median home in Pharr, Texas is valued at $160,914, down 2.5% year over year. Typical monthly rent is $1,190, producing a price-to-rent ratio of 11.3x — below the national average of 18x. Pharr is part of the McAllen-Edinburg-Mission, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$160,914
-2.5%
Rent$1,190/mo
AFFORDABILITYRenting $115/mo cheaper ($1,190 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Enter your income for Pharr.
$32,183 on $160,914
Affordable — 20.9% of income
Under the 28% guideline.
PITI$1,305
P/I20.9%
Afford$216K
Room+$55K
P&I $814Tax $241Ins $250
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Texas
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Full McAllen-Edinburg-Mission, TX analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the McAllen-Edinburg-Mission, TX metro.
View McAllen-Edinburg-Mission, TX metro →