The median home in Plano, Texas is valued at $491,677, down 5.1% year over year. Typical monthly rent is $1,720, producing a price-to-rent ratio of 23.8x — well above the national average of 18x. Plano is part of the Dallas-Fort Worth-Arlington, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$491,677

-5.1%

Rent$1,720/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$98,335 on $491,677

Example: $75,000 household income. Change it above to see your own.

Out of reach55.6% of income

Need $148,886/yr to afford.

PITI$3,474

P/I55.6%

Afford$248K

Gap-$244K

P&I $2,486Tax $738Ins $250

Renting $1,754/mo cheaper ($1,720 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Plano with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full Dallas-Fort Worth-Arlington, TX analysis

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Plano, TX