The median home in Plano, Texas is valued at $491,677, down 5.1% year over year. Typical monthly rent is $1,720, producing a price-to-rent ratio of 23.8x — well above the national average of 18x. Plano is part of the Dallas-Fort Worth-Arlington, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Dallas-Fort Worth-Arlington, TX stress score, crash risk, and 12-month forecast →

Home Value$491,677

-5.1%

Rent$1,720/mo

AFFORDABILITY

Enter your income for Plano.

Income (annual)

Down Payment

$98,335 on $491,677

Out of reach — 55.6% of income

Need $148,886/yr to afford.

PITI$3,474

P/I55.6%

Afford$248K

Gap-$244K

P&I $2,486Tax $738Ins $250

Renting $1,754/mo cheaper ($1,720 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Plano with other housing markets across Texas.

Westlake$3067K Highland Park$2847K Westover Hills$2586K University Park$2375K Rollingwood$2252K West Lake Hills$1988K Bartonville$1362K Southlake$1256K

Full Dallas-Fort Worth-Arlington, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Dallas-Fort Worth-Arlington, TX metro.

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PLANO, TX