The median home in Prosper, Texas is valued at $783,891, down 4.5% year over year. Typical monthly rent is $1,769, producing a price-to-rent ratio of 36.9x — well above the national average of 18x. Prosper is part of the Dallas-Fort Worth-Arlington, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Dallas-Fort Worth-Arlington, TX stress score, crash risk, and 12-month forecast →

Home Value$783,891

-4.5%

Rent$1,769/mo

AFFORDABILITY

Enter your income for Prosper.

Income (annual)

Down Payment

$156,778 on $783,891

Out of reach — 86.2% of income

Need $231,000/yr to afford.

PITI$5,390

P/I86.2%

Afford$255K

Gap-$529K

P&I $3,964Tax $1,176Ins $250

Renting $3,621/mo cheaper ($1,769 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Prosper with other housing markets across Texas.

Westlake$3067K Highland Park$2847K Westover Hills$2586K University Park$2375K Rollingwood$2252K West Lake Hills$1988K Bartonville$1362K Southlake$1256K

Full Dallas-Fort Worth-Arlington, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Dallas-Fort Worth-Arlington, TX metro.

View Dallas-Fort Worth-Arlington, TX metro →

PROSPER, TX