The median home in Richardson, Texas is valued at $429,324, down 2.9% year over year. Typical monthly rent is $1,679, producing a price-to-rent ratio of 21.3x — well above the national average of 18x. Richardson is part of the Dallas-Fort Worth-Arlington, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$429,324

-2.9%

Rent$1,679/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$85,865 on $429,324

Example: $75,000 household income. Change it above to see your own.

Out of reach49% of income

Need $131,357/yr to afford.

PITI$3,065

P/I49%

Afford$245K

Gap-$184K

P&I $2,171Tax $644Ins $250

Renting $1,386/mo cheaper ($1,679 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Richardson with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full Dallas-Fort Worth-Arlington, TX analysis

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Richardson, TX