The median home in Richmond, Texas is valued at $376,136, down 2.7% year over year. Typical monthly rent is $1,696, producing a price-to-rent ratio of 18.5x — near the national average of 18x. Richmond is part of the Houston-The Woodlands-Sugar Land, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$376,136

-2.7%

Rent$1,696/mo

Prices falling — better for buyers.

Affordability

Enter your income for Richmond.

Income (annual)

Down Payment

$75,227 on $376,136

Example: $75,000 household income. Change it above to see your own.

Out of reach43.5% of income

Need $116,400/yr to afford.

PITI$2,716

P/I43.5%

Afford$242K

Gap-$134K

P&I $1,902Tax $564Ins $250

Renting $1,020/mo cheaper ($1,696 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Richmond with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full Houston-The Woodlands-Sugar Land, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Houston-The Woodlands-Sugar Land, TX metro.

View Houston-The Woodlands-Sugar Land, TX metro

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Richmond, TX