The median home in Richmond, Texas is valued at $376,136, down 2.7% year over year. Typical monthly rent is $1,696, producing a price-to-rent ratio of 18.5x — near the national average of 18x. Richmond is part of the Houston-The Woodlands-Sugar Land, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$376,136
-2.7%
Rent$1,696/mo
AFFORDABILITYRenting $1,020/mo cheaper ($1,696 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Enter your income for Richmond.
$75,227 on $376,136
Out of reach — 43.5% of income
Need $116,400/yr to afford.
PITI$2,716
P/I43.5%
Afford$242K
Gap-$134K
P&I $1,902Tax $564Ins $250
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Texas
Compare Richmond with other housing markets across Texas.
Full Houston-The Woodlands-Sugar Land, TX analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Houston-The Woodlands-Sugar Land, TX metro.
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