The median home in Rockwall, Texas is valued at $470,630, down 2.1% year over year. Typical monthly rent is $1,760, producing a price-to-rent ratio of 22.3x — well above the national average of 18x. Rockwall is part of the Dallas-Fort Worth-Arlington, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$470,630

-2.1%

Rent$1,760/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$94,126 on $470,630

Example: $75,000 household income. Change it above to see your own.

Out of reach53.4% of income

Need $142,971/yr to afford.

PITI$3,336

P/I53.4%

Afford$247K

Gap-$224K

P&I $2,380Tax $706Ins $250

Renting $1,576/mo cheaper ($1,760 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Rockwall with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full Dallas-Fort Worth-Arlington, TX analysis

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Rockwall, TX