Median home value: $295K (-3.6% YoY). Rent: $1,858/mo. Price-to-rent: 13.2x. Part of Dallas-Fort Worth-Arlington, TX.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Dallas-Fort Worth-Arlington, TX metro page.
Home Value$294,691
-3.6%
Rent$1,858/mo
AFFORDABILITYRenting $247/mo cheaper ($1,858 rent)6.00% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Enter your income for Saginaw.
$58,938 on $294,691
Stretch — 33.7% of income
Above 28% but manageable with cuts.
PITI$2,105
P/I33.7%
Afford$245K
Gap-$50K
P&I $1,413Tax $442Ins $250
Home Buying Kit For Dummies (2025)Financing, negotiation, closing