The median home in Saginaw, Texas is valued at $294,691, down 3.6% year over year. Typical monthly rent is $1,858, producing a price-to-rent ratio of 13.2x — below the national average of 18x. Saginaw is part of the Dallas-Fort Worth-Arlington, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Dallas-Fort Worth-Arlington, TX stress score, crash risk, and 12-month forecast →

Home Value$294,691

-3.6%

Rent$1,858/mo

AFFORDABILITY

Enter your income for Saginaw.

Income (annual)

Down Payment

$58,938 on $294,691

Stretch — 34.9% of income

Above 28% but manageable with cuts.

PITI$2,182

P/I34.9%

Afford$236K

Gap-$58K

P&I $1,490Tax $442Ins $250

Renting $324/mo cheaper ($1,858 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Saginaw with other housing markets across Texas.

Westlake$3067K Highland Park$2847K Westover Hills$2586K University Park$2375K Rollingwood$2252K West Lake Hills$1988K Bartonville$1362K Southlake$1256K

Full Dallas-Fort Worth-Arlington, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Dallas-Fort Worth-Arlington, TX metro.

View Dallas-Fort Worth-Arlington, TX metro →

SAGINAW, TX