The median home in Saginaw, Texas is valued at $294,691, down 3.6% year over year. Typical monthly rent is $1,858, producing a price-to-rent ratio of 13.2x — below the national average of 18x. Saginaw is part of the Dallas-Fort Worth-Arlington, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$294,691

-3.6%

Rent$1,858/mo

Prices falling — better for buyers.

Affordability

Enter your income for Saginaw.

Income (annual)

Down Payment

$58,938 on $294,691

Example: $75,000 household income. Change it above to see your own.

Stretch34.9% of income

Above 28% but manageable with cuts.

PITI$2,182

P/I34.9%

Afford$236K

Gap-$58K

P&I $1,490Tax $442Ins $250

Renting $324/mo cheaper ($1,858 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Saginaw with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full Dallas-Fort Worth-Arlington, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Dallas-Fort Worth-Arlington, TX metro.

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Saginaw, TX