The median home in Saint Jo, Texas is valued at $251,350, down 0.8% year over year. Saint Jo is part of the Gainesville, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Gainesville, TX stress score, crash risk, and 12-month forecast →

Home Value$251,350

-0.8%

AFFORDABILITY

Enter your income for Saint Jo.

Income (annual)

Down Payment

$50,270 on $251,350

Stretch — 30.4% of income

Above 28% but manageable with cuts.

PITI$1,898

P/I30.4%

Afford$232K

Gap-$20K

P&I $1,271Tax $377Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Saint Jo with other housing markets across Texas.

Westlake$3067K Highland Park$2847K Westover Hills$2586K University Park$2375K Rollingwood$2252K West Lake Hills$1988K Bartonville$1362K Southlake$1256K

Full Gainesville, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Gainesville, TX metro.

View Gainesville, TX metro →

SAINT JO, TX