The median home in Saint Jo, Texas is valued at $251,350, down 0.8% year over year. Saint Jo is part of the Gainesville, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$251,350

-0.8%

Prices falling — better for buyers.

Affordability

Enter your income for Saint Jo.

Income (annual)

Down Payment

$50,270 on $251,350

Example: $75,000 household income. Change it above to see your own.

Stretch30.4% of income

Above 28% but manageable with cuts.

PITI$1,898

P/I30.4%

Afford$232K

Gap-$20K

P&I $1,271Tax $377Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Saint Jo with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full Gainesville, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Gainesville, TX metro.

View Gainesville, TX metro

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Saint Jo, TX