Median home value: $308K (-4.2% YoY). Rent: $1,351/mo. Price-to-rent: 19.0x. Part of Austin-Round Rock-Georgetown, TX.
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Basic Zillow data only. For stress scores, AI analysis, and trends, Austin-Round Rock-Georgetown, TX metro page.
Home Value$308,315
-4.2%
Rent$1,351/mo
AFFORDABILITYRenting $840/mo cheaper ($1,351 rent)6.00% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Enter your income for San Marcos.
$61,663 on $308,315
Stretch — 35.1% of income
Above 28% but manageable with cuts.
PITI$2,191
P/I35.1%
Afford$246K
Gap-$62K
P&I $1,479Tax $462Ins $250
Home Buying Kit For Dummies (2025)Financing, negotiation, closing