The median home in San Marcos, Texas is valued at $308,315, down 4.2% year over year. Typical monthly rent is $1,351, producing a price-to-rent ratio of 19x — near the national average of 18x. San Marcos is part of the Austin-Round Rock-Georgetown, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Austin-Round Rock-Georgetown, TX stress score, crash risk, and 12-month forecast →
Home Value$308,315
-4.2%
Rent$1,351/mo
AFFORDABILITYRenting $920/mo cheaper ($1,351 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Enter your income for San Marcos.
$61,663 on $308,315
Out of reach — 36.3% of income
Need $97,329/yr to afford.
PITI$2,271
P/I36.3%
Afford$238K
Gap-$71K
P&I $1,559Tax $462Ins $250
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Texas
Compare San Marcos with other housing markets across Texas.
Full Austin-Round Rock-Georgetown, TX analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Austin-Round Rock-Georgetown, TX metro.
View Austin-Round Rock-Georgetown, TX metro →