The median home in San Marcos, Texas is valued at $308,315, down 4.2% year over year. Typical monthly rent is $1,351, producing a price-to-rent ratio of 19x — near the national average of 18x. San Marcos is part of the Austin-Round Rock-Georgetown, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$308,315

-4.2%

Rent$1,351/mo

Prices falling — better for buyers.

Affordability

Enter your income for San Marcos.

Income (annual)

Down Payment

$61,663 on $308,315

Example: $75,000 household income. Change it above to see your own.

Out of reach36.3% of income

Need $97,329/yr to afford.

PITI$2,271

P/I36.3%

Afford$238K

Gap-$71K

P&I $1,559Tax $462Ins $250

Renting $920/mo cheaper ($1,351 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare San Marcos with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full Austin-Round Rock-Georgetown, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Austin-Round Rock-Georgetown, TX metro.

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San Marcos, TX