Median home value: $309K (-2.5% YoY). Rent: $1,836/mo. Price-to-rent: 14.0x. Part of San Antonio-New Braunfels, TX.
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Basic Zillow data only. For stress scores, AI analysis, and trends, San Antonio-New Braunfels, TX metro page.
Home Value$309,429
-2.5%
Rent$1,836/mo
AFFORDABILITYRenting $362/mo cheaper ($1,836 rent)6.00% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Enter your income for Schertz.
$61,886 on $309,429
Stretch — 35.2% of income
Above 28% but manageable with cuts.
PITI$2,198
P/I35.2%
Afford$246K
Gap-$63K
P&I $1,484Tax $464Ins $250
Home Buying Kit For Dummies (2025)Financing, negotiation, closing