The median home in Schertz, Texas is valued at $309,429, down 2.5% year over year. Typical monthly rent is $1,836, producing a price-to-rent ratio of 14x — below the national average of 18x. Schertz is part of the San Antonio-New Braunfels, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: San Antonio-New Braunfels, TX stress score, crash risk, and 12-month forecast →

Home Value$309,429

-2.5%

Rent$1,836/mo

AFFORDABILITY

Enter your income for Schertz.

Income (annual)

Down Payment

$61,886 on $309,429

Out of reach — 36.5% of income

Need $97,671/yr to afford.

PITI$2,279

P/I36.5%

Afford$238K

Gap-$72K

P&I $1,565Tax $464Ins $250

Renting $443/mo cheaper ($1,836 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Schertz with other housing markets across Texas.

Westlake$3067K Highland Park$2847K Westover Hills$2586K University Park$2375K Rollingwood$2252K West Lake Hills$1988K Bartonville$1362K Southlake$1256K

Full San Antonio-New Braunfels, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Antonio-New Braunfels, TX metro.

View San Antonio-New Braunfels, TX metro →

SCHERTZ, TX