The median home in Scotland, Texas is valued at $203,286, down 3.6% year over year. Scotland is part of the Wichita Falls, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$203,286

-3.6%

Prices falling — better for buyers.

Affordability

Enter your income for Scotland.

Income (annual)

Down Payment

$40,657 on $203,286

Example: $75,000 household income. Change it above to see your own.

Affordable25.3% of income

Under the 28% guideline.

PITI$1,583

P/I25.3%

Afford$225K

Room+$21K

P&I $1,028Tax $305Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Scotland with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full Wichita Falls, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Wichita Falls, TX metro.

View Wichita Falls, TX metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Scotland, TX