The median home in Scotland, Texas is valued at $203,286, down 3.6% year over year. Scotland is part of the Wichita Falls, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Wichita Falls, TX stress score, crash risk, and 12-month forecast →

Home Value$203,286

-3.6%

AFFORDABILITY

Enter your income for Scotland.

Income (annual)

Down Payment

$40,657 on $203,286

Affordable — 25.3% of income

Under the 28% guideline.

PITI$1,583

P/I25.3%

Afford$225K

Room+$21K

P&I $1,028Tax $305Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Scotland with other housing markets across Texas.

Westlake$3067K Highland Park$2847K Westover Hills$2586K University Park$2375K Rollingwood$2252K West Lake Hills$1988K Bartonville$1362K Southlake$1256K

Full Wichita Falls, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Wichita Falls, TX metro.

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SCOTLAND, TX