The median home in Sherman, Texas is valued at $252,835, down 6.3% year over year. Typical monthly rent is $1,367, producing a price-to-rent ratio of 15.4x — near the national average of 18x. Sherman is part of the Sherman-Denison, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$252,835

-6.3%

Rent$1,367/mo

Prices falling — better for buyers.

Affordability

Enter your income for Sherman.

Income (annual)

Down Payment

$50,567 on $252,835

Example: $75,000 household income. Change it above to see your own.

Stretch30.5% of income

Above 28% but manageable with cuts.

PITI$1,908

P/I30.5%

Afford$232K

Gap-$21K

P&I $1,278Tax $379Ins $250

Renting $541/mo cheaper ($1,367 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Sherman with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full Sherman-Denison, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Sherman-Denison, TX metro.

View Sherman-Denison, TX metro

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Sherman, TX