City

SHINER, TX

Median home value: $295K (-0.2% YoY).

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.

Home Value$295,121
-0.2%
AFFORDABILITY

Enter your income for Shiner.

$59,024 on $295,121
Stretch — 33.7% of income

Above 28% but manageable with cuts.

PITI$2,108
P/I33.7%
Afford$245K
Gap-$50K
P&I $1,416Tax $443Ins $250
6.00% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Shiner Housing Market | CrashWatch