City

SMILEY, TX

The median home in Smiley, Texas is valued at $274,021, down 7.3% year over year.

Home Value$274,021
-7.3%
AFFORDABILITY

Enter your income for Smiley.

$54,804 on $274,021
Stretch — 32.8% of income

Above 28% but manageable with cuts.

PITI$2,047
P/I32.8%
Afford$234K
Gap-$40K
P&I $1,386Tax $411Ins $250
6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing