Median home value: $274K (-7.3% YoY).

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.

Home Value$274,021

-7.3%

AFFORDABILITY

Enter your income for Smiley.

Income (annual)

Down Payment

$54,804 on $274,021

Stretch — 31.6% of income

Above 28% but manageable with cuts.

PITI$1,975

P/I31.6%

Afford$243K

Gap-$31K

P&I $1,314Tax $411Ins $250

6.00% 30yr, 20% down, county tax + TX ins. 28% per HUD.

SMILEY, TX