The median home in South Mountain, Texas is valued at $248,819, up 2.1% year over year. South Mountain is part of the Killeen-Temple, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$248,819

+2.1%

Prices rising — worse for buyers.

Affordability

Enter your income for South Mountain.

Income (annual)

Down Payment

$49,764 on $248,819

Example: $75,000 household income. Change it above to see your own.

Stretch30.1% of income

Above 28% but manageable with cuts.

PITI$1,881

P/I30.1%

Afford$231K

Gap-$17K

P&I $1,258Tax $373Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare South Mountain with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full Killeen-Temple, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Killeen-Temple, TX metro.

View Killeen-Temple, TX metro

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South Mountain, TX