The median home in South Padre Island, Texas is valued at $434,032, up 1.1% year over year. Typical monthly rent is $2,232, producing a price-to-rent ratio of 16.2x — near the national average of 18x. South Padre Island is part of the Brownsville-Harlingen, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Brownsville-Harlingen, TX stress score, crash risk, and 12-month forecast →

Home Value$434,032

+1.1%

Rent$2,232/mo

AFFORDABILITY

Enter your income for South Padre Island.

Income (annual)

Down Payment

$86,806 on $434,032

Out of reach — 49.5% of income

Need $132,686/yr to afford.

PITI$3,096

P/I49.5%

Afford$245K

Gap-$189K

P&I $2,195Tax $651Ins $250

Renting $864/mo cheaper ($2,232 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare South Padre Island with other housing markets across Texas.

Westlake$3067K Highland Park$2847K Westover Hills$2586K University Park$2375K Rollingwood$2252K West Lake Hills$1988K Bartonville$1362K Southlake$1256K

Full Brownsville-Harlingen, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Brownsville-Harlingen, TX metro.

View Brownsville-Harlingen, TX metro →

SOUTH PADRE ISLAND, TX