The median home in Spearman, Texas is valued at $121,807, down 3.9% year over year. Spearman is part of the Borger, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$121,807
-3.9%
AFFORDABILITY6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Enter your income for Spearman.
$24,361 on $121,807
Affordable — 16.8% of income
Under the 28% guideline.
PITI$1,049
P/I16.8%
Afford$203K
Room+$81K
P&I $616Tax $183Ins $250
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Borger, TX analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Borger, TX metro.
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