City

SPEARMAN, TX

Borger, TX

Median home value: $122K (-3.9% YoY). Part of Borger, TX.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Borger, TX metro page.

Home Value$121,807
-3.9%
AFFORDABILITY

Enter your income for Spearman.

$24,361 on $121,807
Affordable — 16.3% of income

Under the 28% guideline.

PITI$1,017
P/I16.3%
Afford$210K
Room+$88K
P&I $584Tax $183Ins $250
6.00% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Spearman Housing Market | CrashWatch