The median home in Spicewood, Texas is valued at $696,080, down 3.7% year over year. Typical monthly rent is $3,158, producing a price-to-rent ratio of 18.4x — near the national average of 18x. Spicewood is part of the Austin-Round Rock-Georgetown, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Austin-Round Rock-Georgetown, TX stress score, crash risk, and 12-month forecast →

Home Value$696,080

-3.7%

Rent$3,158/mo

AFFORDABILITY

Enter your income for Spicewood.

Income (annual)

Down Payment

$139,216 on $696,080

Out of reach — 77% of income

Need $206,314/yr to afford.

PITI$4,814

P/I77%

Afford$253K

Gap-$443K

P&I $3,520Tax $1,044Ins $250

Renting $1,656/mo cheaper ($3,158 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Spicewood with other housing markets across Texas.

Westlake$3067K Highland Park$2847K Westover Hills$2586K University Park$2375K Rollingwood$2252K West Lake Hills$1988K Bartonville$1362K Southlake$1256K

Full Austin-Round Rock-Georgetown, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Austin-Round Rock-Georgetown, TX metro.

View Austin-Round Rock-Georgetown, TX metro →

SPICEWOOD, TX