The median home in Stephenville, Texas is valued at $310,684, down 1.0% year over year. Typical monthly rent is $1,205, producing a price-to-rent ratio of 21.5x — well above the national average of 18x. Stephenville is part of the Stephenville, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Stephenville, TX stress score, crash risk, and 12-month forecast →
Home Value$310,684
-1.0%
Rent$1,205/mo
AFFORDABILITYRenting $1,082/mo cheaper ($1,205 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Enter your income for Stephenville.
$62,137 on $310,684
Out of reach — 36.6% of income
Need $98,014/yr to afford.
PITI$2,287
P/I36.6%
Afford$238K
Gap-$73K
P&I $1,571Tax $466Ins $250
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Stephenville, TX analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Stephenville, TX metro.
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