The median home in Stephenville, Texas is valued at $310,684, down 1.0% year over year. Typical monthly rent is $1,205, producing a price-to-rent ratio of 21.5x — well above the national average of 18x. Stephenville is part of the Stephenville, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$310,684

-1.0%

Rent$1,205/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$62,137 on $310,684

Example: $75,000 household income. Change it above to see your own.

Out of reach36.6% of income

Need $98,014/yr to afford.

PITI$2,287

P/I36.6%

Afford$238K

Gap-$73K

P&I $1,571Tax $466Ins $250

Renting $1,082/mo cheaper ($1,205 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Stephenville with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full Stephenville, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Stephenville, TX metro.

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