The median home in Surfside Beach, Texas is valued at $293,163, down 14.1% year over year. Surfside Beach is part of the Houston-The Woodlands-Sugar Land, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$293,163

-14.1%

Prices falling — better for buyers.

Affordability

Enter your income for Surfside Beach.

Income (annual)

Down Payment

$58,633 on $293,163

Example: $75,000 household income. Change it above to see your own.

Stretch34.8% of income

Above 28% but manageable with cuts.

PITI$2,172

P/I34.8%

Afford$236K

Gap-$57K

P&I $1,482Tax $440Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Surfside Beach with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full Houston-The Woodlands-Sugar Land, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Houston-The Woodlands-Sugar Land, TX metro.

View Houston-The Woodlands-Sugar Land, TX metro

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Surfside Beach, TX