The median home in Temple, Texas is valued at $246,538, down 2.5% year over year. Typical monthly rent is $1,390, producing a price-to-rent ratio of 14.8x — below the national average of 18x. Temple is part of the Killeen-Temple, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$246,538
-2.5%
Rent$1,390/mo
AFFORDABILITYRenting $476/mo cheaper ($1,390 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Enter your income for Temple.
$49,308 on $246,538
Stretch — 29.9% of income
Above 28% but manageable with cuts.
PITI$1,866
P/I29.9%
Afford$231K
Gap-$15K
P&I $1,247Tax $370Ins $250
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Texas
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Full Killeen-Temple, TX analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Killeen-Temple, TX metro.
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