City

TROY, TX

Killeen-Temple, TX

Median home value: $258K (-3.1% YoY). Part of Killeen-Temple, TX.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Killeen-Temple, TX metro page.

Home Value$257,654
-3.1%
AFFORDABILITY

Enter your income for Troy.

$51,531 on $257,654
Stretch — 30% of income

Above 28% but manageable with cuts.

PITI$1,872
P/I30%
Afford$241K
Gap-$17K
P&I $1,236Tax $386Ins $250
6.00% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Troy Housing Market | CrashWatch