The median home in Universal City, Texas is valued at $261,311, down 4.2% year over year. Typical monthly rent is $1,128, producing a price-to-rent ratio of 19.3x — near the national average of 18x. Universal City is part of the San Antonio-New Braunfels, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$261,311
-4.2%
Rent$1,128/mo
AFFORDABILITYRenting $835/mo cheaper ($1,128 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Enter your income for Universal City.
$52,262 on $261,311
Stretch — 31.4% of income
Above 28% but manageable with cuts.
PITI$1,963
P/I31.4%
Afford$233K
Gap-$28K
P&I $1,321Tax $392Ins $250
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full San Antonio-New Braunfels, TX analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Antonio-New Braunfels, TX metro.
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