The median home in Universal City, Texas is valued at $261,311, down 4.2% year over year. Typical monthly rent is $1,128, producing a price-to-rent ratio of 19.3x — near the national average of 18x. Universal City is part of the San Antonio-New Braunfels, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$261,311

-4.2%

Rent$1,128/mo

Prices falling — better for buyers.

Affordability

Enter your income for Universal City.

Income (annual)

Down Payment

$52,262 on $261,311

Example: $75,000 household income. Change it above to see your own.

Stretch31.4% of income

Above 28% but manageable with cuts.

PITI$1,963

P/I31.4%

Afford$233K

Gap-$28K

P&I $1,321Tax $392Ins $250

Renting $835/mo cheaper ($1,128 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Universal City with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full San Antonio-New Braunfels, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Antonio-New Braunfels, TX metro.

View San Antonio-New Braunfels, TX metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Universal City, TX