The median home in Valley Mills, Texas is valued at $303,205, down 0.2% year over year. Valley Mills is part of the Waco, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$303,205

-0.2%

Prices falling — better for buyers.

Affordability

Enter your income for Valley Mills.

Income (annual)

Down Payment

$60,641 on $303,205

Example: $75,000 household income. Change it above to see your own.

Stretch35.8% of income

Above 28% but manageable with cuts.

PITI$2,238

P/I35.8%

Afford$237K

Gap-$66K

P&I $1,533Tax $455Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Valley Mills with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full Waco, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Waco, TX metro.

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Valley Mills, TX