The median home in Vernon, Texas is valued at $87,832, down 5.0% year over year. Vernon is part of the Vernon, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Vernon, TX stress score, crash risk, and 12-month forecast →

Home Value$87,832

-5.0%

AFFORDABILITY

Enter your income for Vernon.

Income (annual)

Down Payment

$17,566 on $87,832

Affordable — 13.2% of income

Under the 28% guideline.

PITI$826

P/I13.2%

Afford$186K

Room+$98K

P&I $444Tax $132Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Vernon with other housing markets across Texas.

Westlake$3067K Highland Park$2847K Westover Hills$2586K University Park$2375K Rollingwood$2252K West Lake Hills$1988K Bartonville$1362K Southlake$1256K

Full Vernon, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Vernon, TX metro.

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VERNON, TX