The median home in Waco, Texas is valued at $190,491, down 3.1% year over year. Typical monthly rent is $1,386, producing a price-to-rent ratio of 11.5x — below the national average of 18x. Waco is part of the Waco, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$190,491
-3.1%
Rent$1,386/mo
AFFORDABILITYRenting $113/mo cheaper ($1,386 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Enter your income for Waco.
$38,098 on $190,491
Affordable — 24% of income
Under the 28% guideline.
PITI$1,499
P/I24%
Afford$222K
Room+$32K
P&I $963Tax $286Ins $250
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Waco, TX analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Waco, TX metro.
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