The median home in Wharton, Texas is valued at $204,252, down 0.9% year over year. Typical monthly rent is $1,450, producing a price-to-rent ratio of 11.7x — below the national average of 18x. Wharton is part of the El Campo, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: El Campo, TX stress score, crash risk, and 12-month forecast →
Home Value$204,252
-0.9%
Rent$1,450/mo
AFFORDABILITYRenting $139/mo cheaper ($1,450 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Enter your income for Wharton.
$40,850 on $204,252
Affordable — 25.4% of income
Under the 28% guideline.
PITI$1,589
P/I25.4%
Afford$225K
Room+$21K
P&I $1,033Tax $306Ins $250
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Texas
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Full El Campo, TX analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the El Campo, TX metro.
View El Campo, TX metro →