The median home in Wharton, Texas is valued at $204,252, down 0.9% year over year. Typical monthly rent is $1,450, producing a price-to-rent ratio of 11.7x — below the national average of 18x. Wharton is part of the El Campo, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$204,252

-0.9%

Rent$1,450/mo

Prices falling — better for buyers.

Affordability

Enter your income for Wharton.

Income (annual)

Down Payment

$40,850 on $204,252

Example: $75,000 household income. Change it above to see your own.

Affordable25.4% of income

Under the 28% guideline.

PITI$1,589

P/I25.4%

Afford$225K

Room+$21K

P&I $1,033Tax $306Ins $250

Renting $139/mo cheaper ($1,450 rent)6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Wharton with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full El Campo, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the El Campo, TX metro.

View El Campo, TX metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Wharton, TX