The median home in Zephyr, Texas is valued at $390,085, up 1.7% year over year. Zephyr is part of the Brownwood, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Brownwood, TX stress score, crash risk, and 12-month forecast →

Home Value$390,085

+1.7%

AFFORDABILITY

Enter your income for Zephyr.

Income (annual)

Down Payment

$78,017 on $390,085

Out of reach — 44.9% of income

Need $120,343/yr to afford.

PITI$2,808

P/I44.9%

Afford$243K

Gap-$147K

P&I $1,972Tax $585Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Zephyr with other housing markets across Texas.

Westlake$3067K Highland Park$2847K Westover Hills$2586K University Park$2375K Rollingwood$2252K West Lake Hills$1988K Bartonville$1362K Southlake$1256K

Full Brownwood, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Brownwood, TX metro.

View Brownwood, TX metro →

ZEPHYR, TX