The median home in Zephyr, Texas is valued at $390,085, up 1.7% year over year. Zephyr is part of the Brownwood, TX metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$390,085

+1.7%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$78,017 on $390,085

Example: $75,000 household income. Change it above to see your own.

Out of reach44.9% of income

Need $120,343/yr to afford.

PITI$2,808

P/I44.9%

Afford$243K

Gap-$147K

P&I $1,972Tax $585Ins $250

6.50% 30yr, 20% down, county tax + TX ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Texas

Compare Zephyr with other housing markets across Texas.

Westlake$3.07M Highland Park$2.85M Westover Hills$2.59M University Park$2.38M Rollingwood$2.25M West Lake Hills$1.99M Bartonville$1.36M Southlake$1.26M

Full Brownwood, TX analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Brownwood, TX metro.

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Zephyr, TX