City

ZEPHYR, TX

Brownwood, TX

Median home value: $390K (+1.7% YoY). Part of Brownwood, TX.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Brownwood, TX metro page.

Home Value$390,085
+1.7%
AFFORDABILITY

Enter your income for Zephyr.

$78,017 on $390,085
Out of reach — 43.3% of income

Need $115,971/yr to afford.

PITI$2,706
P/I43.3%
Afford$252K
Gap-$138K
P&I $1,871Tax $585Ins $250
6.00% 30yr, 20% down, county tax + TX ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Zephyr Housing Market | CrashWatch