The median home in Layton, Utah is valued at $517,482, up 2.5% year over year. Typical monthly rent is $1,704, producing a price-to-rent ratio of 25.3x — well above the national average of 18x. Layton is part of the Ogden-Clearfield, UT metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$517,482
+2.5%
Rent$1,704/mo
AFFORDABILITYRenting $1,284/mo cheaper ($1,704 rent)6.50% 30yr, 20% down, county tax + UT ins. 28% per HUD.
Enter your income for Layton.
$103,496 on $517,482
Out of reach — 47.8% of income
Need $128,057/yr to afford.
PITI$2,988
P/I47.8%
Afford$303K
Gap-$214K
P&I $2,617Tax $272Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Utah
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Full Ogden-Clearfield, UT analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Ogden-Clearfield, UT metro.
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