The median home in Layton, Utah is valued at $517,482, up 2.5% year over year. Typical monthly rent is $1,704, producing a price-to-rent ratio of 25.3x — well above the national average of 18x. Layton is part of the Ogden-Clearfield, UT metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$517,482

+2.5%

Rent$1,704/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Layton.

Income (annual)

Down Payment

$103,496 on $517,482

Example: $75,000 household income. Change it above to see your own.

Out of reach47.8% of income

Need $128,057/yr to afford.

PITI$2,988

P/I47.8%

Afford$303K

Gap-$214K

P&I $2,617Tax $272Ins $100

Renting $1,284/mo cheaper ($1,704 rent)6.50% 30yr, 20% down, county tax + UT ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Utah

Compare Layton with other housing markets across Utah.

Alta$1.71M Park City$1.54M West Mountain$1.25M Kamas$1.17M Alpine$1.15M Mount Olympus$1.05M Charleston$1.04M Peoa$992K

Full Ogden-Clearfield, UT analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Ogden-Clearfield, UT metro.

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Layton, UT