The median home in Ogden, Utah is valued at $391,600, up 2.4% year over year. Typical monthly rent is $1,366, producing a price-to-rent ratio of 23.9x — well above the national average of 18x. Ogden is part of the Ogden-Clearfield, UT metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$391,600

+2.4%

Rent$1,366/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Ogden.

Income (annual)

Down Payment

$78,320 on $391,600

Example: $75,000 household income. Change it above to see your own.

Out of reach36.6% of income

Need $97,971/yr to afford.

PITI$2,286

P/I36.6%

Afford$300K

Gap-$92K

P&I $1,980Tax $206Ins $100

Renting $920/mo cheaper ($1,366 rent)6.50% 30yr, 20% down, county tax + UT ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Utah

Compare Ogden with other housing markets across Utah.

Alta$1.71M Park City$1.54M West Mountain$1.25M Kamas$1.17M Alpine$1.15M Mount Olympus$1.05M Charleston$1.04M Peoa$992K

Full Ogden-Clearfield, UT analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Ogden-Clearfield, UT metro.

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Ogden, UT