The median home in Payson, Utah is valued at $462,491, up 2.9% year over year. Typical monthly rent is $1,491, producing a price-to-rent ratio of 25.8x — well above the national average of 18x. Payson is part of the Provo-Orem, UT metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$462,491

+2.9%

Rent$1,491/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$92,498 on $462,491

Example: $75,000 household income. Change it above to see your own.

Out of reach42.9% of income

Need $114,900/yr to afford.

PITI$2,681

P/I42.9%

Afford$302K

Gap-$161K

P&I $2,339Tax $243Ins $100

Renting $1,190/mo cheaper ($1,491 rent)6.50% 30yr, 20% down, county tax + UT ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Utah

Compare Payson with other housing markets across Utah.

Alta$1.71M Park City$1.54M West Mountain$1.25M Kamas$1.17M Alpine$1.15M Mount Olympus$1.05M Charleston$1.04M Peoa$992K

Full Provo-Orem, UT analysis

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Payson, UT