The median home in Roy, Utah is valued at $425,771, up 2.0% year over year. Typical monthly rent is $1,555, producing a price-to-rent ratio of 22.8x — well above the national average of 18x. Roy is part of the Ogden-Clearfield, UT metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$425,771

+2.0%

Rent$1,555/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$85,154 on $425,771

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Out of reach39.6% of income

Need $106,114/yr to afford.

PITI$2,476

P/I39.6%

Afford$301K

Gap-$125K

P&I $2,153Tax $224Ins $100

Renting $921/mo cheaper ($1,555 rent)6.50% 30yr, 20% down, county tax + UT ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Utah

Compare Roy with other housing markets across Utah.

Alta$1.71M Park City$1.54M West Mountain$1.25M Kamas$1.17M Alpine$1.15M Mount Olympus$1.05M Charleston$1.04M Peoa$992K

Full Ogden-Clearfield, UT analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Ogden-Clearfield, UT metro.

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Roy, UT