The median home in Roy, Utah is valued at $425,771, up 2.0% year over year. Typical monthly rent is $1,555, producing a price-to-rent ratio of 22.8x — well above the national average of 18x. Roy is part of the Ogden-Clearfield, UT metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$425,771
+2.0%
Rent$1,555/mo
AFFORDABILITYRenting $921/mo cheaper ($1,555 rent)6.50% 30yr, 20% down, county tax + UT ins. 28% per HUD.
Enter your income for Roy.
$85,154 on $425,771
Out of reach — 39.6% of income
Need $106,114/yr to afford.
PITI$2,476
P/I39.6%
Afford$301K
Gap-$125K
P&I $2,153Tax $224Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Utah
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Full Ogden-Clearfield, UT analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Ogden-Clearfield, UT metro.
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