The median home in Saratoga Springs, Utah is valued at $556,802, up 1.5% year over year. Typical monthly rent is $2,097, producing a price-to-rent ratio of 22.1x — well above the national average of 18x. Saratoga Springs is part of the Provo-Orem, UT metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$556,802
+1.5%
Rent$2,097/mo
AFFORDABILITYRenting $1,111/mo cheaper ($2,097 rent)6.50% 30yr, 20% down, county tax + UT ins. 28% per HUD.
Enter your income for Saratoga Springs.
$111,360 on $556,802
Out of reach — 51.3% of income
Need $137,486/yr to afford.
PITI$3,208
P/I51.3%
Afford$304K
Gap-$253K
P&I $2,815Tax $292Ins $100
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Provo-Orem, UT analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Provo-Orem, UT metro.
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