The median home in Saratoga Springs, Utah is valued at $556,802, up 1.5% year over year. Typical monthly rent is $2,097, producing a price-to-rent ratio of 22.1x — well above the national average of 18x. Saratoga Springs is part of the Provo-Orem, UT metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$556,802

+1.5%

Rent$2,097/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Saratoga Springs.

Income (annual)

Down Payment

$111,360 on $556,802

Example: $75,000 household income. Change it above to see your own.

Out of reach51.3% of income

Need $137,486/yr to afford.

PITI$3,208

P/I51.3%

Afford$304K

Gap-$253K

P&I $2,815Tax $292Ins $100

Renting $1,111/mo cheaper ($2,097 rent)6.50% 30yr, 20% down, county tax + UT ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Utah

Compare Saratoga Springs with other housing markets across Utah.

Alta$1.71M Park City$1.54M West Mountain$1.25M Kamas$1.17M Alpine$1.15M Mount Olympus$1.05M Charleston$1.04M Peoa$992K

Full Provo-Orem, UT analysis

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Saratoga Springs, UT