The median home in Vernal, Utah is valued at $282,967, up 3.3% year over year. Typical monthly rent is $1,460, producing a price-to-rent ratio of 16.2x — near the national average of 18x. Vernal is part of the Vernal, UT metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$282,967

+3.3%

Rent$1,460/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$56,593 on $282,967

Example: $75,000 household income. Change it above to see your own.

Affordable26.9% of income

Under the 28% guideline.

PITI$1,679

P/I26.9%

Afford$295K

Room+$12K

P&I $1,431Tax $149Ins $100

Renting $219/mo cheaper ($1,460 rent)6.50% 30yr, 20% down, county tax + UT ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Utah

Compare Vernal with other housing markets across Utah.

Alta$1.71M Park City$1.54M West Mountain$1.25M Kamas$1.17M Alpine$1.15M Mount Olympus$1.05M Charleston$1.04M Peoa$992K

Full Vernal, UT analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Vernal, UT metro.

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